Effective · June 30, 2026

Privacy Policy

How Talon Financial Technologies, Inc. (d/b/a Talon Communications) collects, uses, protects, and never sells your information — including the specific commitments that govern our SMS messaging program.

Talon Financial Technologies, Inc., a New York State domestic corporation with a principal place of business at 99 Wall Street, Suite 810, New York, NY 10005, doing business as Talon Communications (collectively “Talon,” “we,” “us,” or “our”), operates talonfinancial.com (the “Site”) and provides data, outreach, and voting infrastructure to our business clients. This Privacy Policy explains what information we collect, how we use it, with whom we share it (and, just as importantly, with whom we do not), and the rights you have with respect to that information.

By using the Site, submitting a form, or receiving a message sent through Talon’s platform on behalf of one of our clients, you agree to the terms described here.

1. Information we collect

1.1 Information you give us directly

When you contact us through the Site or otherwise engage with Talon, you may provide:

  • Identifying information (name, role, company, business email, business phone number)
  • Project information you choose to share in a brief, message, or attachment
  • Communications you exchange with us

1.2 Information collected automatically

When you visit the Site, we automatically collect limited technical information needed to operate the Site securely, including IP address, browser type, device characteristics, referring URL, and pages visited. We use this information for security, debugging, and analytics. We do not use it to build a marketing profile of you.

1.3 Information our business clients provide to us

Talon’s clients send us data — lists of their own contacts, customers, members, shareholders, account holders, or other recipients — for the purpose of running data, outreach, or voting projects. Our clients warrant that they have the legal right to provide this data to us and that the individuals it describes have given the necessary consent for the intended use. See Section 5 below for more on the client’s role.

2. How we use information

We use information collected through the Site to:

  • Respond to inquiries and project briefs
  • Provide, secure, and improve our services
  • Maintain audit, compliance, and operational records
  • Communicate with you about projects, support, or service updates
  • Meet legal, regulatory, and contractual obligations

We use information our clients provide solely to deliver the services those clients have engaged us to perform — for example, cleansing a list, sending a campaign, or running a vote — under the contractual terms in place with that client.

3. SMS messaging program (A2P 10DLC)

Talon operates registered Application-to-Person (A2P) 10DLC SMS messaging campaigns on behalf of our business clients through The Campaign Registry (TCR). The following terms apply to any SMS message sent through Talon’s platform.

3.1 What we will not do with your information

We do not share, sell, rent, or otherwise disclose mobile phone numbers, opt-in information, or SMS consent data to third parties or affiliates for marketing or promotional purposes. This is an unconditional commitment. Talon’s clients use the platform to communicate with their own audiences, not to acquire data for sale or third-party reuse.

3.2 Consent

You will only receive SMS messages through Talon’s platform if you have given prior express consent to the Talon client whose brand is sending the message. That consent is given to the client, not to Talon. Talon’s role is to enforce, not to manufacture, the consent posture.

3.3 Opt-out, help, and re-subscription

  • Reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message to unsubscribe from that brand’s SMS program.
  • Reply HELP for support information and the brand’s contact channel.
  • Reply START or UNSTOP to re-subscribe after opting out.
  • STOP, HELP, and START handling is automated, logged, and applied before the next send.

3.4 Frequency, rates, and carriers

  • Message frequency varies by program and by client. Frequency disclosures are presented at the point of consent.
  • Message and data rates from your wireless carrier may apply, depending on your plan.
  • Talon delivers messages across tier-1 US carriers; carrier delivery is not guaranteed.

3.5 Brand identification

Every SMS message sent through Talon’s platform identifies the sending brand — either Talon Communications or one of our business clients, depending on the campaign — so you always know who is contacting you and how to reach them.

3.6 RCS messaging

Where supported by the recipient’s carrier and device, Talon may deliver messages over Rich Communication Services (RCS) — a richer messaging channel that supports interactive cards, carousels, files, and verified sender names. The same consent, opt-out, brand identification, and non-sharing commitments described in Sections 3.1–3.5 apply to RCS messages without exception. RCS messages automatically fall back to standard SMS when RCS is not supported by the recipient’s carrier or device.

4. How we share information

Talon shares information only as required to operate the service or as required by law:

  • Service providers and subprocessors. Carriers, hosting providers, security providers, and other vendors that help us deliver the service. These vendors are contractually bound to handle information only as instructed by Talon.
  • Clients (for their own data). When we provide data, delivery receipts, vote results, or other operational records back to the client whose project generated them.
  • Legal and safety. When required by law, valid legal process, or to protect the rights, safety, or property of Talon, our clients, or the public.
  • Business transfers. In the event of a merger, acquisition, financing, or sale of assets, with notice and continued protection of your information.

Talon does not sell personal information. Talon does not share SMS opt-in data or phone numbers with third parties or affiliates for marketing or promotional purposes.

5. The client’s role and responsibilities

When Talon runs a project on behalf of a client — for example, an SMS campaign for an insurance carrier, a proxy vote for a transfer agent, or a list cleanse for a credit union — the client is the entity that has the relationship with the individuals being contacted. The client is responsible for:

  • The accuracy, lawfulness, and provenance of the data they provide to Talon
  • Obtaining and maintaining any consent required to contact the individuals on that list
  • Complying with all laws applicable to their communications (including the TCPA, CAN-SPAM Act, state messaging laws, and any sector-specific rules)
  • Honoring opt-outs and managing their own customer relationship

Talon enforces consent at the platform level on every send, but Talon does not independently verify the consent status of every record a client provides. If you believe a Talon client contacted you without your consent, please reply STOP to opt out immediately, and contact the sending brand directly. You may also contact Talon at the address below.

6. Data security

Talon maintains technical, administrative, and physical safeguards designed to protect information against unauthorized access, disclosure, alteration, or loss. These include encryption in transit, restricted access controls, audit logging, and operational separation between client environments. No system is perfectly secure, but we take security seriously as the operational baseline of our business.

7. Cookies and tracking

The Site uses a minimal set of first-party cookies and similar technologies required for the Site to function and for basic analytics. The Site does not use third-party advertising cookies, tracking pixels, or cross-site behavioral profiling.

8. Children’s privacy

The Site and Talon’s services are not directed to children under 13, and Talon does not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, please contact us so we can take appropriate steps.

9. Your rights

Depending on where you live, you may have rights regarding the personal information Talon holds about you, including the right to access, correct, delete, or restrict the processing of that information; the right to data portability; and the right to withdraw consent. To exercise these rights, contact us using the information in Section 12 below.

If Talon holds your information solely because you are on a list a client provided, please direct your request to the client — they are the controller of that data. Talon will work with the client to honor valid requests.

10. International users

Talon is based in the United States, and the Site and services are operated from the United States. By using the Site, you understand that your information will be processed in the United States, which may have different data protection laws than the jurisdiction in which you reside.

11. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective” date at the top of the policy. Material changes will be communicated more prominently. Continued use of the Site or services after an update means you accept the revised policy.

12. Contact

Questions or requests regarding this Privacy Policy can be sent to:

Talon Financial Technologies, Inc.
d/b/a Talon Communications
Attention: Privacy
99 Wall Street, Suite 810
New York, NY 10005
Or via the Contact form on this Site

// Draft note for review: This policy is drafted to satisfy the disclosure requirements of A2P 10DLC carrier review and to establish Talon’s non-sharing commitment for opt-in information. A more comprehensive policy — based on the attorney-reviewed service agreement currently in finalization — will supersede this draft once available. Material substantive changes will be reflected in the “Effective” date.

Policy Active
Effective 2026-06-30
Region US-WEST-2
Uptime 99.98%
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